Humm At Superior Smiles
We have partnered with the National Dental Plan (NDP) to make much needed dental treatments more accessible.
The NDP, powered by humm, allows you to spread the cost of your dental treatment over affordable, interest free payments and get the smile that you deserve.
The benefits of NDP for patients
Up to $12,000
Simple application process
No interest ever!
Easy Payments
Humm FAQ
Humm/NDP FAQs
You can be approved for payment plans with values up to $12,000. When you apply with National Dental Plan, we will assess your application and then advise you of any limits to your plan on a case-by-case basis.
Our application process is simple, efficient, and only takes a few minutes to complete. Before you start, all you need is a bank account or credit card, and you must meet our basic criteria:
- 18+ yrs, Australian citizen/permanent resident with a driver’s licence
- Employed/self-employed 30+ hrs/wk or Aged/Veteran pensioner
From there you can apply directly through the humm mobile app, or through reception at your dental clinic.
What’s the maximum amount I can be approved for?
You can be approved for payment plans with values up to $12,000. When you apply with National Dental Plan, we will assess your application and then advise you of any limits to your plan on a case-by-case basis.
| Little Things | Big Things | |
| Routine fillings, scale and clean, extractions and anything up to $2000 | Bigger treatments, from smile straightening to veneers, costing $1 to $12,000. | |
| How to Apply | To apply download the humm app or ask in practice | To apply ask in practice |
| Reusable limit | Yes | Varies by customer |
| Limit available | Up to $2,000 | Up to $12,000 |
| Terms | 2.5 months – 5 fortnightly, 10 weekly 5 months* – 10 fortnightly or 20 weekly | Up to 24 months |
| Interest | Never | Never |
| Payments | Weekly or fortnightly | Fortnightly |
| Establishment fee | $0 | $70 |
| Additional purchase | $0 | $22 |
| Payment processing | $0 | $0 |
| Monthly fee | 2.5 month plans – $0 5 month plans* – $8 | $8^ |
| Late fee | $6 | $6 |
| * Purchases need to be over $500 for a 5 month payment plan. | ||
| ^ Charged at the first of the month. If a monthly fee is missed it will be picked up in the next Direct Debit cycle. | ||
To get a humm account you need to:
• Be an Australian citizen or permanent resident.
• Be at least 18 years of age.
• Be permanently employed working at least 25 hours per week or receiving an aged or veterans pension;
• Have never declared bankruptcy or that your about to become or are insolvent.
Read our FAQs to find out more information, and download the app to get started.
With National Dental Plan, you pay no interest ever, and you only need to make a small deposit on the day. For first time users, you will need to pay an establishment fee of $70 to set up your account, but this can also be spread over the term of your payment plan! Afterwards, the repeat purchase fee will only be $22.
The only recurring cost you will experience is an $8 monthly fee for the duration of your plan, but keep in mind that you can make additional repayments at anytime or pay your plan out early with absolutely no penalties.
In summary:
- One-off establishment fee of $70
- Monthly fee of $8
Payments are made fortnightly and are set up to be debited directly from your nominated bank account or credit card.
Absolutely! And there aren’t any extra fees for doing so.
Humm is Australia’s third largest payment provider of No Interest Ever payment plans across a wide network of retailers and businesses.
Sure is. There’s a calculator on our How It Works page. Pop in the amount you’re planning to spend and we’ll calculate the different repayment options based on different repayment periods.
