Flexible payment plans for dental and orthodontic treatment
We understand that dental and orthodontic treatment can sometimes involve significant expenses. That’s why we offer the National Dental Plan (NDP), powered by Humm, to help you access the care you need without paying the full cost upfront.
With interest-free repayment options, you can spread the cost of your treatment over time, making it easier to budget for everything from general dental care to more extensive procedures and orthodontics.
Our team can explain how the National Dental Plan works, provide a quotation for your recommended treatment and help you explore the available repayment options. All applications are subject to approval, eligibility requirements and applicable fees.
The benefits of NDP for patients
Up to $12000
Defer costs up to $12,000 to pay at your own pace, in conjunction with your existing public or private healthcare coverage.
Simple application process
Get pre-approved online, through our app, or in-clinic within 5 minutes. Our sign-up process is fast and intuitive.
No interest ever!
From minor treatments to major surgeries, you’ll never be charged a cent of interest, no matter the length of your repayment plan.
Easy Payments
Our flexible plans let you spread the cost of repayment over terms up to 24 months, with maximum monthly fees capped at $8!
You can be approved for payment plans with values up to $12,000. When you apply with National Dental Plan, we will assess your application and then advise you of any limits to your plan on a case-by-case basis.
We can help you get started with an application for the National Dental Plan, powered by Humm. You can apply through the provider’s application process or ask our reception team for assistance. Approval is subject to Humm’s eligibility and credit assessment requirements, and you may need to provide identification, employment or income information.
To get a humm account you need to:
- Be an Australian citizen or permanent resident.
- Be at least 18 years of age.
- Be permanently employed working at least 25 hours per week or receiving an aged or veterans pension;
- Have never declared bankruptcy or that your about to become or are insolvent.
Read our FAQs to find out more information, and download the app to get started.
We can help you get started with an application for the National Dental Plan, powered by Humm. You can apply through the provider’s application process or ask our reception team for assistance. Approval is subject to Humm’s eligibility and credit assessment requirements, and you may need to provide identification, employment or income information.
National Dental Plan offers interest-free repayment options, but establishment fees, monthly account fees and other charges may apply. The fees depend on the payment plan and your agreement with Humm. Before proceeding, you should review the total amount payable, repayment schedule and any applicable charges.
Payments are made fortnightly and are set up to be debited directly from your nominated bank account or credit card.
Absolutely! And there aren’t any extra fees for doing so.
Humm is a payment plan provider that allows eligible patients to spread the cost of approved purchases over regular instalments. Through the National Dental Plan, we offer Humm as an option to help patients manage the cost of dental and orthodontic treatment.
Yes. Your repayments depend on the cost of your dental treatment, the approved payment plan, its duration and any applicable fees. We can provide a treatment quotation to help you explore the repayment options available through the National Dental Plan.
You can be approved for payment plans with values up to $12,000. When you apply with National Dental Plan, we will assess your application and then advise you of any limits to your plan on a case-by-case basis.
You can apply for the National Dental Plan, powered by Humm, through the provider’s application process. You’ll need to meet their eligibility and credit assessment requirements. Our team can explain how the plan works and help you get started before your treatment.
Repayments are generally made fortnightly through automatic deductions from your nominated payment method. Your repayment amount and schedule will be confirmed in your agreement with Humm.
